HDFC Bank warns against APK fraud: What is it and how it works
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HDFC Bank has now issued a warning for its customers. In an email sent to the customers, the bank has advised them to stay vigilant against the prevalent APK frauds. Android Package Kit refers to scams involving malicious or fake files which are used to install apps on Android devices outside of the official app store. Under this fraud, scamsters create a fake version of a popular app and ask users to install the app on their phone. The app often has hidden malware that can steal personal data, passwords, banking information, or install spyware. Unaware of all this, the victim installs the app and sometimes loses access to their smartphone including sensitive information like bank passwords, card details, OTPs and more.
In the email sent HDFC Bank has described how the APK fraud works. Along with this, the bank has also listed some safety tips for its customers.
Read the email HDFC Bank sent to its customers
Dear Customer,
Fraudsters share fake links on SMS, WhatsApp, or email, posing as bank alerts, e-challans, or official notices. The link asks you to download an APK file ( through an app outside the Play Store), which ,once clicked and installed , can then access your personal and banking details, control your phone, and drain your bank account.
Stay protected from fake APK files by following these 5 habits:
Download Only from Trusted Sources: Always install banking apps from official stores like the Google Play Store or Apple App Store.
Avoid Suspicious Links & Attachments: Never click on unverified links or download attachments from unknown sources.
Check App Permissions: Be cautious of apps that request SMS, call log, or contact access.
Enable Multi-Factor Authentication (MFA): Use secure login methods like OTPs, biometrics, or authentication apps.
Report Fraud Attempts: Suspected Fake Call, SMS, or WhatsApp?
Report at https://sancharsaathi.gov.in/ (Chakshu portal) or via the Sanchar Saathi app.
If You’re a Victim: Act fast- contact your bank, visit https://www.cybercrime.gov.in/ or call 1930.
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